Most people try to be as fiscally responsible as possible but there are inevitably times when life throws you a curveball and you find yourself short of cash. Whether it be the costs of unexpected medical expenses caused by an out-of-the-blue accident or just a larger than expected credit card bill, life is full of great banana skins just waiting to trip you up.
When times are hard it can be difficult sometimes to know where to turn. Sure, you could ask family or friends but it’s very often a little tricky or awkward “fessing up” to our mistakes and people frequently have difficulty being totally honest about debt – particularly when it’s caused by a problem of their own making.
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Also, these types of situations are often fixed with just a short-term injection of cash and not something you’d like people to hold in the memory for a long time.
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Ideas for a quick cash injection
If you find yourself in times like those outlined above where you’re short of cash but need to generate funds in a hurry, here are a few ideas for finding that much-needed cash injection:
Sell your stuff on online auction sites: Most people are hoarders to at least some degree and if you look around your home with an unbiased eye, you’ll likely find stuff you simply don’t need and don’t use. Online auction sites like eBay offer the perfect solution for generating cash in a hurry by selling the things you don’t want anymore. The old saying goes, “One man’s trash is another man’s treasure” so set up an account and start advertising your unwanted items online. No matter how random they are, it’s still quite likely you’ll find a buyer.
Sell unwanted tech items: In recent years, there’s been a huge rise in companies buying older cell phones, tablets, laptops, etc. If you have tech sitting around the house that’s out of date or that you don’t use anymore, consider approaching one of these reseller companies for an evaluation. No matter how old the device is, it possibly contains components or specific metals or substances that could be reused for another purpose. You might just be surprised how much these companies are willing to pay for your unwanted tech.
Take out a short-term loan: The world of borrowing has changed massively in the last twenty-or-so years – particularly online – with a huge range of short-term lenders entering the market. These days, it’s possible to take out a loan using your belongings as collateral. For example, if you’re based in the US you could create a solid car title loan in Brooklyn Center MN by applying online with the Fast Money company.
Take a part-time, gig-economy job: With the rise of services like Uber, Deliveroo and JustEat, it’s easier than ever to take on a part-time job and earn some money on the side. If you have a car, becoming an Uber driver could be an option – or even if you just have a bicycle, perhaps look at working for delivery companies like Deliveroo.
These jobs can provide fast, extra income without the hassles normally incurred by working for other people – and they give you the flexibility to work the hours that suit you. While you won’t make huge amounts of money - and you’ll definitely have to put in the effort - gig-economy jobs could provide a valuable source of extra income.
